Privacy Policy

This privacy notice discloses the privacy practices for Zop. This privacy notice applies solely to information collected by this web site. It will notify you of the following:

  • What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.
  • What choices are available to you regarding the use of your data.
  • The security procedures in place to protect the misuse of your information.
  • How you can correct any inaccuracies in the information.

Information collection, use, and sharing

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contacts from you. We will not sell or rent this information to anyone.
We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order.
The format of information may be reviewed by Zop for quality purposes by way of making refinements and improvements to the quality of our website.
Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.
Your access to and control over the information you may opt-out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

  • See what data we have about you if any.
  • Change/correct any data we have about you.
  • Have us delete any data we have about you.
  • Express any concern you have about our use of your data.

Accountability

This web site and the information, software, products and services associated with it are provided “as is.” Zop, and/or participating lenders, to the fullest extent on the law, disclaim any warranty of any kind, whether express or implied, as to any matter whatsoever relating to this web site and any information, software, products and services provided herein, including without limitation the implied warranties of merchantability, fitness for a particular purpose, title, and noninfringement of third party rights. Use of this web site and/or Zop services is at your own risk. Zop and/or participating lenders are not liable for any direct, indirect, punitive, incidental, special or consequential damages or other injury arising out of or in any way connected with the use of this web site and/or Zop’s services or with the delay or inability to use this web site, or for any information, software, products and services obtained through this web site, or otherwise arising out of the use of this web site, whether resulting in whole or in part, from breach of contract, negligence, strict liability or otherwise, even if Zop and/or its suppliers had been advised of the possibility of damages. Zop is also to the fullest extent permitted by law, in no event shall we be liable for any damages of any kind arising from your use of a site or for the unauthorized modification of text or advertisements provided by us to our marketing partners or third parties.
This web site may contain links to web sites maintained by third parties or advertising for a third party. Such links or advertising are provided and/or created by the owners of the website and Zop does not operate or control in any respect any information, software, products or services available on such websites. The inclusion of a link to a web site, apart from that of Zop, is done so at the discretion of the owner and does not imply any endorsement of the services or the site, its contents, or its sponsoring organization. Zop is not responsible for any errors or delays in responding to a qualification form or referral form caused by an incorrect e-mail address or other such personal information required provided by you or other technical problems beyond our reasonable control. This website contains information for and is designed for use in Canada and for that requiring Canada vehicle information. If you access this website outside of Canada, you will hold Zop harmless in the event that accessing information on the website is in violation of your local laws. Exporting information from the website is subject to all export laws and you will hold Zop harmless should any export of information from the website be considered as a violation of local laws.

Security

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.
Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for “https” at the beginning of the address of the web page.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.
If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone or via email.

User information for those under 18

You must be at least 18 years old to have our permission to use our credit application. To protect the interests of children, no information should be submitted to our web sites by children 18 years of age or under, without the consent of a parent or guardian. Zop cannot be held liable for information unknowingly given to us by any under-age user, but does not actively seek any demographic or preference information from children, nor will it ever knowingly disclose any personally identifying information regarding children to third parties.

Indemnity

As a condition of use of this web site, credit application and/or Zop services, you agree to indemnify Zop and its suppliers, participating lenders, or real estate professionals from and against any and all liabilities, expenses (including attorneys’ fees) and damages arising out of claims resulting from your use of this web site and credit application, including without limitation of any claims alleging facts that if true would constitute a breach by you of this agreement.

Data Collection and Usage

Our Privacy Policy clearly outlines the types of data collected by our app and how this data is utilized. We have ensured transparency regarding the purpose of data collection and have committed to using the collected data solely for the intended functionalities of the app.

User Consent and Control

We prioritize user consent and control over their personal information. Our Privacy Policy provides clear instructions on how users can grant consent for data collection and exercise control over their data through opt-out mechanisms or account settings.

Data Security Measures

We have implemented robust security measures to safeguard user data against unauthorized access, disclosure, or misuse. Our Privacy Policy details the security protocols and encryption standards employed to protect user information.

Data Sharing Practices

Our Privacy Policy outlines any third-party entities or services with which user data may be shared and the purposes for such sharing. We adhere to Facebook's guidelines regarding data sharing and ensure that user data is shared only with trusted partners or as required by law.

Policy Updates and Notification

We are committed to maintaining transparency and keeping users informed about any updates or changes to our Privacy Policy. Users will be notified of any modifications to the Privacy Policy through app notifications or email communications.